Insurance Selection

HMO, PPO, HSA, LTC, Part D…. What?

HealthCPA speaks your language. We provide personalized health insurance consultations to help you determine which health insurance plan(s) are best for you.

Typically, clients come to us with the following questions:

1. Is my current insurance plan the best one for me (and my dependents)? Are there better options available?
2. I do not have health insurance or am about to lose my current coverage. What do I do?

Whether you buy health insurance through your employer or on the individual market, it can be difficult to figure out which plan(s) best fit your needs. Given the current state of healthcare in the U.S., just understanding the options available to you can take hours of research, and many more to determine exactly which drugs and procedures are covered and what you will need to pay out-of-pocket for healthcare.

HealthCPA does this work for you. Our case managers are health insurance experts who have years of experience dealing with health plans across the country. After understanding your specific situation, your case manager will research the plans available to you and put the details of each plan in perspective, allowing you to make an informed decision about your health insurance coverage.

HealthCPA helps people understand all types of health insurance plans, from HMO, PPO and High Deductible, to Medicare, Supplemental and Prescription Drug, to Long-term Care and catastrophic illness. We will help find the right coverage for you, no matter how complicated your situation is.

Some of the situations we help with include:

• What are my options when I retire or when I turn 65?
• I was just diagnosed with an illness. Which plan will allow me to access the best care and control my expenses?
• How am I going to pay for my mother’s long-term care?
• Open enrollment is coming up. Which plan is best for me?

Specifically, your case manager will:

1. Speak with you to understand your family’s medical needs, current health insurance coverage, and financial situation
2. Research various plans available to you, reviewing the fine print in order to understand the details
3. Provide you with a written report including a summary of the options available to you and how they might meet your specific needs
4. Answer any questions you have and refer you to a trusted broker or the health plan where you can purchase any individual plans you have chosen

IMPORANT DISCLAIMER: HealthCPA is not a licensed insurance broker. As such, we receive no compensation from insurance companies, and seek only to educate our clients to help them objectively select the best health insurance plan for their particular situation. We are of course unable to make any guarantees as to your acceptance into a given plan or how that plan may perform.